Credit Risk Advisor | Malawi | Volunteer Internationally

***Open to Canadian citizens and permanent residents of Canada only***

Assignment Type: Canadian International Volunteer
Assignment ID: VA-107417
Assignment Title: Credit Risk Advisor
Partner: Associated Center For Agro-Based Development
Country: Malawi
Duration: 4 to 6 months (flexible)
Time Commitment: Full time

*Assignment Context
Are you passionate about improving economic opportunities for young people, particularly young farmers globally? Do you have experience in credit risk assessment and management to share?

As a Credit Risk Advisor with ACADES in Malawi, you will support the team to develop credit risk strategies to ensure the sustainability of the loan portfolio while maintaining compliance with internal policies and regulations. In this remote position, you will help mitigate risks and ensure the long-term success of the ACADES financial institution’s credit operations.

Apply today to contribute to the financial sustainability for youth farmers in Malawi!

*Roles and Responsibilities
-Collaborate with the ACADES team to evaluate and refine current credit risk policies and procedures to ensure they align with best practices
-Support the development of comprehensive credit risk management frameworks, policies, and procedures to strengthen the organization's risk mitigation efforts
-Assist in creating and utilizing risk assessment tools and models to evaluate potential credit risks and ensure sound financial decision-making
-Work with the team to design templates for credit risk assessment reports, incorporating recommendations and strategies to enhance the organization’s financial operations
-Lead the development of an updated risk scoring model and create clear documentation outlining the implementation guidelines
-Design and implement Excel-based risk assessment templates, dashboards for risk monitoring, and early warning indicators systems to proactively manage risks
-Participate in pre-assignment training
-Participate in at least 3 public engagement initiatives with Canadian audiences before, during, or within 6 months after the end of the assignment. Volunteers will be equipped with the tools, training, funds, and support to achieve these goals. Volunteers must also report on each of their public engagement activities through our Volunteer Information Portal. Virtual chats and individual check-ins can be booked with the Senior Public Engagement Officer throughout the course of their assignment and during the 6 months following its completion to seek guidance and support with their public engagement activities
-Canadian volunteers are required to do at least one activity that contributes to meeting a fundraising target of $1,500. The minimum requirement is met by each volunteer using our Volunteer Information Portal to report having sent one message to their network about their volunteer assignment that includes the link to the WUSC Shared Impact Fund webpage. This message also counts as one of their three required public engagement activities. Volunteers will be supported with the tools, training, and resources to achieve the fundraising goal
-Submit reports as required by the partner organization and by WUSC

*Experience and Qualifications
-Degree in Financial Management, Business Studies or a related discipline 
-Minimum two (2) years relevant professional experience
-Experience in credit risk management
Experience with financial institutions or microfinance
-Flexibility, adaptability, excellent interpersonal skills and cultural sensitivity
-Experience with group facilitation and trainings, including content development -considered an asset
-Experience living and working internationally considered an asset
-Written and oral fluency in English